Credit Saint provides credit repair and guidance to clients in Los Angeles. It evaluates a consumer’s credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These items may involve collections, judgments, charge-offs, and foreclosures. It counsels clients on the impact of credit scores on their financial activities and assists them in optimizing a positive report when paying bills or opening credit. Credit Saint, in operation for over a decade, also offers a credit monitoring system during its intervention. The actual costs vary from a one-time fee to a per-item fee for every negative mark the company removes from your credit report.

Sometimes we are forced into a loan with significantly higher interest rates. Home and Auto refinancing are often able to be obtained after successful completion of our credit repair program. Allowing you to not only obtain lower interest rates but to ultimately substantially lower your debt to income ratio (DTI) in the process.

Upgrade Your Financial Future With Creditdiy

Some previous customers report that Credit Saint offered $15 off its first working fee in the past, although there’s no information about this discount on the company’s site. But Credit Saint gives any family member added to your plan a free first working fee for one month. However, their services can be expensive, especially if it takes several months to accomplish your objectives. What’s more, you can do anything that a credit repair organization can do free of charge.

Other Counseling

Right from helping you eliminate all the negative items on your list to verifying as well as correcting your credit issues, we leave no stone unturned to raise your credit scores. Founded in 2003, American Credit is a credit repair company in Los Angeles. Its analysts are experts in reviewing credit reports to identify and correct misleading information. They specialize in the pre-litigation process under the Fair Credit Reporting Act and can take legal action against creditors for reporting erroneous information to the credit bureaus.

The credit repair industry has a bad reputation, and some of it is deserved. Still, there are companies out there that provide legitimate services, and they have been able to help many clients. Because it’s a law firm, you get the expertise of legal professionals with extensive experience in credit repair and credit laws. credit repair service and paralegals may use aggressive methods to deal with the credit bureau and your creditors. Altogether we work towards eliminating inaccurate, unverifiable and incomplete information from your credit report.

Services That Help Fix Your Credit Score

The company has an A+ BBB rating, though its customer reviews are mixed. Those seeking additional money management features beyond credit repair might find what they’re looking for with The Credit Pros. That said, The Credit Pros isn’t the cheapest option around, so it may not be the best choice if you’re on a tight budget and prioritizing affordability. Sky Blue Credit is our top pick for those looking to repair their credit.

The Credit Pros doesn’t limit the number of monthly disputes it sends on your behalf. This sets it apart from certain competitors that send a relatively small number of monthly disputes. The Credit Pros also offers clear guidance on its process, explaining how it works from start to finish.

FinanceBuzz does not include all financial or credit offers that might be available to consumers nor do we include all companies or all available products. Information, including rates and fees, is accurate as of the publishing date and has not been provided or endorsed by the advertiser. What sets them apart from other credit repair companies are the straightforward options they provide.